Modern Treasury launched Modern Treasury AI, an enterprise-grade AI platform specifically built for payment operations, on 1 May. The debut of this AI platform is a pioneering move in the fintech space, offering a practical solution for overhauling reactive workflows and introducing smarter, proactive operations for finance teams.
Setting a New Standard in Enterprise Payment Automation
Modern Treasury’s latest release, Modern Treasury AI, is described as the “first AI platform purpose-built for enterprise payments.”
The platform is designed to meet the high demands of large-scale payment management since its built on the company’s Payment Ops infrastructure. It combines a context-aware AI agent with a powerful real-time workspace, enabling faster, smarter, and more secure operations.
CEO Frames AI Platform as a Game-Changer in Payments
Dimitri Dadiomov, CEO and co-founder of Modern Treasury, framed the launch of Modern Treasury AI as an important shift in financial operations, emphasising the platform’s transformative impact.
“The AI Agent and Workspace are a major step forward in how modern companies run payments, transforming how and where work gets done. Teams have been reactive for too long, addressing issues only after they disrupt the business. These tools shift that paradigm so that organisations can manage payment ops proactively, with speed, intelligence, and control,” he noted.
Purpose-Built AI Agent with Deep Payment Knowledge
Modern Treasury’s AI-powered platform is driven by an agent that is specifically designed for payment operations. This agent stands apart from general large language models, being “auditable by design” and capable of working with “existing connectivity and a deep understanding” of enterprise payment workflows.
It operates with strict adherence to security protocols and regulatory standards, safeguarding customer data by blocking third-party training on it.
The agent responds to natural language queries such as:
- What was my average daily cash balance in this account last month?
- Summarise fees by payment processor for Q1
- How many reconciliation items have been open for over 30 days?
It also enables human-in-the-loop approvals and configurable permissions, ensuring that actions are only taken when authorised.
A Real-Time Hub for Collaboration and Efficiency
Modern Treasury’s platform integrates the AI agent with the Workspace, a central hub where finance teams and AI collaborate in real-time. The Workspace connects directly to banks, ERPs, and processors, providing seamless data integration and offering full visibility across systems.
Key features include:
- Proactive anomaly detection, such as catching duplicate payments or missing files
- No-code workflow automation for routine and recurring tasks
- Built-in collaboration tools like commenting and task assignment
- Institutional knowledge integration, combining company-specific SOPs with Modern Treasury’s domain expertise
The Workspace is designed to help teams manage every step of the payment lifecycle from a single platform, accelerating execution while reducing errors and inefficiencies.
Harnessing the Power of Data in AI for Payments
According to Sam Aarons, co-founder and CTO of Modern Treasury, the effectiveness of any AI platform hinges on the quality and relevance of its data:“AI is only as good as the data, and Modern Treasury is uniquely positioned to deliver the first AI capabilities with relevant payments context,” Aarons said.
Designed for Compliance, Security, and Control
One of the key differentiators of Modern Treasury AI is its emphasis on reliability and auditability—essential qualities for any solution used in financial services. The platform’s design ensures full compliance with user permissions, and no customer data is shared externally.
Ram Sundaram, COO of TerraPay, cautioned about the risks of relying on generic AI in finance:
“In financial services, you can’t take chances on technology like this, which has the freedom to go wrong,” he said. “You have to be careful about making sure that it’s 100% reliable before we can let things run entirely by automation.”
Early Adopters Experience Immediate Value
Alegeus, Parafin, and Settle are some of the first to adopt Modern Treasury AI and are already experiencing faster issue resolution, improved pattern recognition, and greater task automation efficiency.
Elizabeth Dobbs, VP of Financial Operations at Alegeus, said:
“Modern Treasury’s AI is going to transform our daily work and save us a lot of time. We’re excited to find patterns in our accounts, set up smarter rules, automate tasks, and easily share insights across the team. Using AI to scale data and processes will allow us to focus on strategic work.”
Modern Treasury to Showcase AI Solutions at Transfer 2025
Modern Treasury will feature its AI-driven solutions at Transfer 2025, scheduled for 15 May in San Francisco. The AI Agent and Workspace are currently available through an early access programme, with more availability expected later this year.
Modern Treasury is setting a new standard for enterprise AI in the financial industry, integrating domain expertise with custom-designed solutions to redefine large-scale payment operations.